BEAUTY FINDS WAY BACK INTO LIVES OF HERO'S KIN

By STEVE DUNLEAVY

September 12, 2004 -- She remained bliss fully serene until she repeated her husband's last words before 9/11 took him away.

"The very last things he said to me: 'I'll always help you, whenever, wherever,' " Jean Palombo was saying.

"I look at all the people taking Communion, people who've had their own special losses, fine men, wonderful ladies, so many of them who helped me in every way.

"It was as if Frank had sent them to me and he was